July 10, 2018
4 Things to Know About Bank Safe Box and Your Valuables

4 Things to Know About Bank Safe Box and Your Valuables

1. Think about what you want to keep in a bank's safe deposit box. 

Generally,  it include originals of key documents, such as birth certificates, property deeds, car titles. Other possibilities include family keepsakes, valuable collections, pictures, and negatives for irreplaceable photos. 

You probably wouldn't want to store anything you might need to access quickly, for example, passports and originals of your "powers of attorney".  

2. You're better off stashing your cash in a bank deposit account,  than in a home safe or a safe deposit box.
"Unlike money in a savings account, money in a home safe or safe deposit box cannot earn interest, so the purchasing power of your cash will decrease," said Luke W. Reynolds, Chief of the FDIC's Community Outreach Section. "Plus, cash that's not in a deposit account isn't protected by FDIC insurance." 

3. A home safe isn't a true replacement for a bank's safe deposit box?  
 "A burglar could more easily break into your home, force you to open the safe or haul off the entire safe and access the contents than get inside your safe deposit box," said Reynolds.   

Now we get a solution-a safe box with alarm function and smart control.  Even if a burglar force you to open the safe box, you can use the unregistered fingerprint to active alarm, and then people you trusted will get notification. 

If you need more info about new solution, please contact with us

4. No safe deposit box is completely protected from theft, fire, flood or other loss or damage. 
Remember that,  safe box is a metal or plastic containers, or just zip-lock bags, it is not able to protect your valuables from theft, fire, flood completely.

Also, don't expect the bank to reimburse you for theft of or damage to the contents of your safe deposit box. If you want protection for the valuables in your safe deposit box or home safe, talk to your insurance agent.
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